Tag: Personal Finance

Posted on 09/25/2022
Understanding the relationship between PITI & property taxes
PITI is an acronym for principal, interest, taxes and insurance. In real estate, it's used by lenders to estimate your qualifications for a mortgage. One of the key variables in the formula is property taxes, which vary by location and individual home. But how do property taxes affect your PITI ratio? Here is a basic explanation to help:...
Home Value
Home Value
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Posted on 06/06/2021
It Pays to Pay Your Mortgage Twice a Month
Photo by cottonbro from Pexels We all know how hard the beginning of the month can be; it seems like there are a million bills due all at the same time, and one of those bills is usually the most expensive among them all—your mortgage. After you budget for all of your expenses, that gigantic payment can really...
Home Loan
Mortgage Payment
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Posted on 09/15/2019
Millennials Making Real Estate Decisions with Their Parents?
There are both younger and older Millennials today willing to purchase a home but want a realtor to guide them through the process due to a couple of mistakes they are afraid of committing. The most surprising thing about how Millennials buy homes is that they want a realtor to guide them through the process, because everyone, buyers...
Real Estate
Personal Finance
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Posted on 06/23/2019
How To Demystify Your Credit Score Calculation
Understanding how your credit score goes together and how to improve it is a bit of a murky subject. The advice out there is not always consistent and depends on the financial viewpoint of the source. However, there are concrete factors that do go into the calculation of a credit score and when you understand what ingredients go...
Credit Score
How To
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